If you get injured on the job, you need to know who you can turn to for aid in your physical and financial recovery. Your company may have workers compensation, an insurance policy where injured workers can receive benefits to cover medical and other expenses. Knowing your company’s policy and how to file a claim can make the process smoother.
Most insurance policies for workers comp cover any expenses an employee must pay because of an injury. Those expenses may be medical costs, emergency fees, test and exam expenses, and additional aid like crutches or wheelchairs. A worker’s comp policy for staffing companies may also include coverage for lost wages that an employee no longer earns, disability, and funeral expenses.
Filing for Workers Comp
To file a claim, first, inform your employer about the accident and injury. See a doctor as soon as possible so that they can confirm your injury was caused at work. Your employer should inform their insurance company and provide you with the proper paperwork to fill out. Hand it back to the employer and they will file the claim with insurance.
Sometimes insurance companies refuse to pay or an employer refuses to acknowledge an injury. When this happens, seeking legal aid can be the only course of action left for you to receive fair compensation.