Are you looking for a new career or a different line of work? Off-shore oil rigs offer starting positions that require little or no experience. Many rigs operate on a rotating schedule. You work for two weeks and have three weeks off. The oil rig company provides food, accommodations, transportation and laundry services while onboard….
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Know Your Risks in Food Manufacturing
Business owners in the food industry know there are a lot of things that can go wrong. Along with the typical concerns of any manufacturing process, your product itself is fragile and susceptible to all kinds of supply chain mishaps. If you own or manage a food manufacturing business, you probably already know how much…
Read More5 Reasons to Keep Your Miscellaneous Professional Liability Plan
If your business has been trying to cut costs, perhaps you’ve considered dropping some of your supplemental insurance coverage. This is never a good idea, although many companies look at their Miscellaneous Professional Liability (MPL) coverage as being an unnecessary expense. It sounded good when talking to the broker, but now it seems likes a…
Read MoreConsiderations for Managing the Water Supply
Water treatment has been a concern as the population around the world continues to grow. Water is essential to life. One of the top water treatment topics discussed focuses on the supply and management of water. Scarcity As seen on https://www.watercolormanagement.com/, balancing consumer and industrial water usage becomes increasingly apparent in areas where water is…
Read MoreHow Does Indemnity Work?
The majority of insurance policies contain an indemnity clause, which is an essential form of compensation that covers loss or damages. An indemnity clause can also describe an exemption from liability for damages or loss. To better understand this crucial form of insurance, here is an overview of how indemnity payments work. Understanding Indemnity In…
Read MoreLiabilities for Board Members
While a nonprofit does its best to perform a service for humanity, trouble can often befall the volunteers, the directors, and the board by way of liability lawsuits. As a result, many organizations carry insurance policies that can them financially in the event of a nonprofit lawsuit. Many times, board members will be specifically named…
Read MoreLegal Obligations of a Primary Employer
The regulations placed on employers by state and federal government entities are designed to protect both the labor force and the company itself, but when there is some confusion about who the employer is, things like benefits and responsibility can get muddled. This confusion often arises in situations of co-employment. This is a relationship between…
Read MoreWorkers’ Comp Coverage for Seamen
When considering the options for mariner liability coverage, there is some confusion over what is required by federal regulations and what is simply suggested policy inclusions. While on land, state and federal regulations require most businesses to provide workers’ compensation coverage to their employees. However, according to the group at Merrimac Marine Insurance, once a…
Read MoreLearn to Minimize Your Healthcare Facility Risk
In the healthcare industry, medical malpractice lawsuits are common. In fact, most states require their healthcare facilities and physicians to carry some form of medical malpractice insurance. The financial damages in medical malpractice lawsuits can completely devastate a facility. Types of Coverages Necessary The experts at Caitlin Morgan create insurance videos to help explain the…
Read MoreOperating a Valet Service? There Are Insurance Options Just for You
General liability insurance is a great starting place for your company’s risk management strategy, but it just isn’t enough for most businesses once they really get up and running. There are always angles of risk outside general liability, and companies that want robust protection to help ensure their long-term survival will need coverage that suits…
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