There are several points to keep in mind when you’re selecting the right insurance plan for your business. When it comes to key areas of your coverage like workers’ compensation, it can be useful to give yourself room to understand all of the options available to you. The traditional path may not be the best…
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3 Reasons You Need Workers Comp Coverage
Your employees depend on you for more than a paycheck. It’s important to have good workers comp coverage in case they are injured on the job. Here are three reasons to make sure your policy is kept current. Cover Medical Expenses Medical bills are notoriously costly. If a worker is injured on the job, you…
Read MoreLegal Obligations of a Primary Employer
The regulations placed on employers by state and federal government entities are designed to protect both the labor force and the company itself, but when there is some confusion about who the employer is, things like benefits and responsibility can get muddled. This confusion often arises in situations of co-employment. This is a relationship between…
Read MoreWorkers’ Comp Coverage for Seamen
When considering the options for mariner liability coverage, there is some confusion over what is required by federal regulations and what is simply suggested policy inclusions. While on land, state and federal regulations require most businesses to provide workers’ compensation coverage to their employees. However, according to the group at Merrimac Marine Insurance, once a…
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