There is no better way to enjoy your free time than speeding through the great outdoors on an ATV. However, ATVs are not cheap and are vulnerable to a variety of risks while they are being used, as well as while they are being stored. To avoid having to pay out of pocket for any damages, it is vital that you have ATV insurance.
What Hazards Does ATV Insurance Cover?
ATV insurance can protect against a wide variety of common hazards to your ATV. Some of these hazards are:
- Falling objects
- Water damage
- Equipment breakdown
What Vehicles Can Be Covered By ATV Insurance?
When you think of an ATV, you probably think of a four-wheeled vehicle with thick off-roading tires that you ride. However, there are many vehicles that can be classified as ATVs or all-terrain vehicles. Some examples of off-road vehicles that can be covered by ATV insurance are:
- Utility vehicles
- Golf carts
- Trail bikes
- Dune buggies
How Much Does ATV Insurance Cost?
The cost of ATV insurance can vary widely. There are several factors that affect the price you will pay. Some of these factors are:
- Your location
- Your claim history
- The value of the ATV you are insuring
ATVs can be expensive to replace or repair. ATV insurance can help ensure you don’t have to pay these expensive costs out of pocket.