In the adult entertainment industry, there are many liability risks. Quite often, consequences can be severe. In addition to facing economic concerns with today’s current market conditions, these businesses also have security risks to think about. As a result, many of them have started developing risk management plans that include adult entertainment liability insurance to…
Read MoreMonth: February 2022
What Insurance Do You Need for Your Limo Business?
A limousine company can be a profitable business. However, as a business that revolves around maintaining vehicles and transporting passengers, your company must have the proper insurance to protect its assets. What Insurance Does the Law Require? In most jurisdictions, you must have liability insurance for your limo business. This includes bodily injury liability and…
Read MoreA Short Guide To Professional Liability Insurance
If you work in one of the many fields where your job is providing professional advice to others, you may be facing more risk than you think. If you make an error or fail to mention something important to one of your clients (omission), they could be unhappy enough that they end up suing for…
Read MoreEntertainment Business Insurance Protects Against Unfortunate Events
Running a business in the entertainment industry can be exhilarating – the electric energy of a crowd undulating against the stage like ocean waves is an sensation like no other, and managing world-class artists is a once-in-a-lifetime experience. But bad things can happen, and that’s when entertainment business insurance is critical so you can get…
Read MoreUnderstanding Your Options With Installation Floater Policies
When you work in a niche field, it stands to reason that you are likely to encounter more specific risks than those who work in more generalized areas. If you’re someone involved in the world of construction, for example, then you might need to take time to consider how the hazards you encounter on a…
Read More3 Questions To Ask About Post-Accident Drug Testing
When considering risk management, your business will want to include Post-Accident Drug Testing (PADT) as a principle of that plan. PADT can signal to employees your commitment to their health and wellness and the overall safety of the company. Here are a few questions to ask about PADT. 1. How Will Post-Accident Drug Testing Work?…
Read More3 Ways To Manage Worker Comp Costs
Some form of workers’ compensation insurance is required in most states. For many businesses, policy costs can cause financial strain. However, in most cases, you are not simply at the mercy of underwriters. On the contrary, businesses have at least some control over insurance rates. These are three of the most effective strategies for lowering…
Read MorePreparing for Your Life Insurance Application
Life insurance is an important tool to help ensure financial stability for your family and loved ones. It is something that most adults should have in place. However, many people enter the application process unprepared. Understanding the qualifications for life insurance can help you get your information in order so can get the right policy…
Read MoreSelf Repairs Rarely Justify Submitting a Claim
Homeowners insurance can be a lifesaver. Some damages, however, are too small of a claim to justify the resulting increase in your premium or the hassle of filing paperwork. Sometimes the repair doesn’t even cost as much as your deductible. In terms of homeowners insurance self repair is typically a case in which the repair…
Read MoreMarina Lease Agreement Fundamentals
Marinas that lease slips need to utilize good administrative practices to keep their business well-organized. Drafting comprehensive marina contracts for lessees is a vital part of administrative and legal management. Here are some of the most essential elements of a well-drafted rental agreement. Duration Marinas need to consider whether to establish a minimum rental term…
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