In the maritime industry, there are a variety of risks. As an employer, you are responsible for your employees become injured or ill while on the job. Where workers’ compensation isn’t enough, you may need maritime employers liability. Maritime employers liability coverage is not a requirement, but it is a coverage that you should consider…
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How Much Does Boat Insurance Cost?
If you are one of 2.65 million American families planning to buy a boat this year, it might be a good idea to check the cost of insurance before making your purchase. It’s helpful to know the risks and liabilities that come with owning and operating a boat. Factors That Affect Boat Insurance Costs The…
Read MoreYou Should Consider Allied Healthcare Insurance
Non-physician healthcare professionals such as nurses, physician assistants, midwives, dentists, physical therapists, occupational therapists, medical technicians, and others are covered by allied healthcare insurance. Allied healthcare professional liability insurance is frequently sold through industry associations, which provide lower premiums and better coverage by pooling insureds. When Would You Need It? An occupational therapist, for example,…
Read MoreA Short Guide To Pollution Liability Insurance
If you own and run a business that produces hazardous waste emissions, you should be aware that you are constantly at risk of facing claims of pollution or damage. Claims of this nature can be financially devastating to a business and can even force you to shut down if you don’t have the funds necessary…
Read MorePut Safety First With Business Travel Accident Insurance
The unfortunate reality of life is that accidents can and will happen. While this might be a hard truth, it doesn’t mean that you have to resign yourself to fear of the unknown. For business owners, this can mean taking extra steps to minimize the odds of an accident in the workplace. Of course, there…
Read MoreWhat Kind of Insurance Do Marinas Need?
Marinas face many hazards, which can result in legal liability for marina owners and operators. Understanding the marina insurance requirements helps owners mitigate potential losses related to unexpected events and accidents. What Are the Potential Liability Risks of Marinas? Even with strict safety protocols in place, marinas still face many possible risks, such as: Storm…
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